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Laney College

Loan Exit Counseling

Loan Exit Counseling

Loan Exit Counseling

Laney College is required to provide counseling to federal student loan borrowers when the student ceases at least half-time study at Laney. Student borrowers who fall below half-time units at Laney College are sent an email directing them to www.studentloans.gov to complete exit counseling and to receive information on monthly repayment amounts, repayment plan options, options to prepay or pay on a shorter schedule, debt management strategies, use of the Master Promissory Note, the seriousness and importance of student’s repayment obligation, terms and conditions for forgiveness or cancellation, terms and conditions for deferment or forbearance, consequences of default, options and consequences of loan consolidation, and tax benefits available to borrowers, as well as other necessary information.

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